Your Family. Your Business. Your Peace of Mind.

Relationships First.

At Big Sky Benefits we deliver clear, honest financial guidance that helps families and business owners build, protect, and plan for what matters—without confusion, pressure, or pretense.

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Getting to know who you're working with.

This company was built the way most good things in Alberta are: through hard work, honest conversations, and relationships that stand the test of time.

What began as a family business started with a simple belief. If you treat people right, earn their trust, and show up when it matters, the rest takes care of itself. No shortcuts. No pressure. Just real conversations with people who wanted guidance they could count on.

Over time, those relationships grew, and so did the needs of the people we served.

Business owners needed more than insurance policies. They needed ways to protect their companies and support their employees. Families wanted confidence in the future they were building, and retirees needed clarity and trusted advice as they planned for the next stage of life.

So we grew alongside them.

Strong financial relationships are built over time through honesty, consistency, and showing up when it matters.

Good financial guidance should feel clear, practical, and personal, with advice grounded in trust rather than pressure or performance.

Business owners and families need more than one-time solutions. They need a trusted partner who understands where they’ve been, where they’re going, and the realities in between.

Today, our company brings together insurance, employee benefits, and wealth management under one roof, creating a connected approach that reflects how people actually live and work. Because real life is never one dimensional, and the guidance people rely on shouldn’t be either.

While the business has evolved, the way we work has stayed remarkably consistent.

We still believe relationships come first. We still pick up the phone. We still believe trust is earned through honesty, consistency, and being there when people need us most.

In an industry often shaped by polished presentations and empty promises, we have stayed grounded in who we are and where we come from. Rooted where the mountains meet the prairie, we continue building the same way we always have:

One relationship at a time.

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Custom benefits plans for every team.

Whether you're starting from scratch or already have a benefits plan in place, the conversation starts the same way. We're independent brokers — not tied to any carrier, not working toward a quota — which means the advice you get is built around your business, not ours. We look at what you have, compare it against what's available, and give you a straight answer on where you stand. If something needs to change, we'll show you what that looks like. If it doesn't, we'll tell you that too.

You already have a benefits plan. The question is whether it’s working.

Most business owners with a benefits plan in place have one thing in common: they set it up, renewed it a few times, and got on with running their business. That's not a criticism — it's just how it usually goes. But plans drift. Premiums climb. Coverage that made sense three years ago may not reflect your team today. And what you're paying may not match what you're getting.

That's where we come in.

Here’s the straight answer.

A benefits plan isn't something you set up once and leave alone. The business changes. Your team changes. The insurance market changes. Without regular attention, most plans quietly drift away from where they should be — and business owners end up overpaying for coverage their employees don't fully use, or underdelivering in areas that actually matter. 

We work with business owners who already have a plan and want to know, plainly, whether it's doing its job. Not a sales pitch for something new. A clear look at what you have.

What we actually do.

We benchmark your plan against your industry.
We audit your premiums.
We make sure your plan actually fits your team.
We set your plan up to stay affordable long-term.

What this means for your business.

When your plan is working properly, it costs less than it should to deliver more than most employees expect. That's not a marketing line — it's what happens when premiums reflect real claims, coverage is used, and the plan is built to last rather than just to look good at sign-up.

We're independent brokers, which means we're not tied to any one carrier. If your current plan is the right fit, we'll tell you. If there's a better option out there, we'll show you what that looks like and let you decide.

Your team deserves more than a paycheque. The honest case for starting a benefits plan now.

If you don't have a group benefits plan, your employees are covering their own dental bills, prescription costs, and health expenses out of pocket. That's money coming out of their lives every time something comes up. At the same time, you might be offering pay increases to stay competitive — but a dollar added to a paycheque isn't the same as a dollar put into a benefits plan.

What the first plan actually looks like.

Starting a group benefits plan doesn't have to mean committing to something complicated or expensive. Most businesses start with the basics:

Extended health — prescription drugs, paramedical services, vision care, travel emergency
Dental — preventive and basic restorative coverage
Life and disability insurance — protection when something unexpected happens

We'll look at what your team actually needs, what similar businesses in your industry are offering, and what your budget can realistically support. From there, we build something that fits — not the most expensive option, not the bare minimum, just a plan that makes sense for where you are right now.

What it does for your business.

A benefits plan is one of the quieter tools a business owner has — and one of the more effective ones.

It helps you attract people who have options. It gives the people already on your team a reason to stay. It tells everyone in your company that this is a place that looks after its people. That's hard to put a number on, but any owner who's had to replace a good employee knows exactly what it costs.

How we work with you. 

We're independent brokers, which means we're not tied to any one insurance provider. We look across the market, compare what's available, and recommend what actually fits your business — not what fits a quota.

Once your plan is in place, we stay involved. We help your administrators understand how to run the plan day to day, make sure your employees know what they have and how to use it, and review the plan regularly so it stays competitive and sustainable as your business changes.

No handoff. No disappearing act. Just someone you can call when things change.

Coming soon: Big Sky Wealth!

Learn more about them.

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Big Sky Benefits is provided by Competitive Insurance Strategies Inc.

Learn more about them.

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Contact Us

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info@bigskybenefits.ca

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403-686-0429

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999 8 St SW #350
Calgary, AB T2R 1J5

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